BPI ePay virtual Mastercard , the companion to your BPI ePay Account

Signup for a BPI ePay account to get a virtual card

Signup

features

Features

  • No Physical card to be lost or stolen
  • Instantly available
  • Secure online shopping

requirements

Requirements

  • BPI Account holder
  • 10 years old or above
  • Mobile number

benefits

Benefits

  • Shop at any online store that accepts Mastercard
  • Personalised
  • Multiple layer of security for safer online shopping

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What is BPI ePay Virtual MasterCard?

BPI ePay Virtual MasterCard is a virtual card specifically made for online transactions. It comes with a 16-digit card number and other information you need to complete an online transaction, such as the card number and CVC or security code. There is no money stored in theBPI ePay Virtual MasterCard–it uses the balance available in your BPI ePay account. Your virtual card has a dynamic 3-digit CVC that is valid for one-time use only. This adds an extra layer of security to your card. Your BPI ePay Virtual MasterCard can be used in MasterCard® affiliated stores.

What is a dynamic CVC?

A CVC, or Card Verification Code, is a 3-digit code unique to your card. It is a security feature that prevents other people from using your card. With BPI ePay, you generate your card’s CVC code by logging in to your account and clicking the GENERATE CVC button. This CVC is dynamic, meaning it is valid for one-time use only, and it expires after 10 minutes. You will need to generate a new CVC once it expires. Generating a CVC is free, and you can do it as many times as needed.

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What is a BPI ePay account?

This is an online account that you add funds to using your BPI account. Think of it as a secure wallet for your online shopping money. The money in your BPI ePay account funds your virtual card which you can use to complete online transactions.

Where can I shop using my BPI ePay Virtual MasterCard?

You can use it to make purchases from any online store or merchant that accepts MasterCard.

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Who is eligible to get a BPI ePay Virtual MasterCard?

Everyone who opens a BPI ePay account will automatically get an ePay Virtual MasterCard. Existing BPI account holders are also eligible to sign up for a BPI ePay account and get a BPI ePay Virtual MasterCard.

How much does it cost?

Click here to view our pricing table which shows all the fees for BPI ePay.

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Do you have more questions?

Please visit our comprehensive FAQ page for more information, or email us at expressonline@bpi.com.ph.

BPI Express Phone
  1. Dial 89-100 for Metro Manila, 1-800-188-89100 for domestic toll free calls (for PLDT subscribers) or +63-2-89-10000 for mobile phone users
  2. Press 1 for BPI Express Teller.
  3. Enter your 11-digit access number.
    1. Your 11-digit access number can be found on the font of your BPI ATM card:  BPIexpress-phone
  4. Enter your 4-digit Telephone ID number (TIN).
    1. If you don’t have an enrolled TIN, you will be requested to nominate a TIN and activate your TIN by going to the nearest BPI ATM
    2. From the ATM : Choose Special Service –> Activate Enrollment –> EPhone
  5. Press 3 for Bills Payment.
  6. Press 2 to Enroll Bills.
  7. Press the number indicating BPI ePay (A voice prompt will mention all bills payment merchants enrolled to your account) and key in your account number.*

*Your BPI ePay Account number is the mobile number you provided when you created your BPI ePay Account. EXAMPLE (09179728456)

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BPI Express Online
  1. Log-in to your BPI Express Online account.
  2. Select Payments & Reloading > Bills Payment > Enroll all other BillsScreen Shot 2015-04-06 at 12.37.35 am
  3. Complete the form with the following information
    1. Your ATM number
    2. Joint Account Indicator (JAI) No. – this is a 2-digit number located at the lower right corner of your ATM card, right across your name.
    3. Company Name – Select BPI ePay from the drop-down tab.
    4. Reference Number – Input the mobile number that your provided when you created your BPI ePay Account.
    5. Screen Shot 2015-04-06 at 12.38.42 am
  4. Click Submit. You can now add funds to your ePay Account via BPI Express Online.
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Bpi Mobile App
  1. Login using your BPI Express Online User ID and Password.
  2. Click Pay/Reload.
  3. Select Pay Bills from Deposit Account.
  4. Select your Deposit Account you wish to use as From Account.
  5. Select BPI ePay Loading as the Merchant.
  6. Enter the Amount you wish to add to your ePay Account and click Submit.
  7. The amount you added will be reflected to your BPI ePay Account balance after 2 banking days.
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BPI Express Phone
  1. Dial 89-100 for Metro Manila, 1-800-188-89100 for domestic toll free calls (for PLDT subscribers) or +63-2-89-10000 for mobile phone users
  2. Press 1 for BPI Express Teller.
  3. Enter your 11-digit access number.
    1. Your 11-digit access number can be found on the font of your BPI ATM card:  BPIexpress-phone
  4. Enter your 4-digit Telephone ID number (TIN).
    1. If you don’t have an enrolled TIN, you will be requested to nominate a TIN and activate your TIN by going to the nearest BPI ATM
    2. From the ATM : Choose Special Service –> Activate Enrollment –> EPhone
      1. Press 3 for Bills Payment.
      2. Press 1 to Pay Bills.
      3. Press the number indicating BPI ePay Loading (A voice prompt will mention all bills payment merchants enrolled to your account).
      4. Enter the amount you wish to add your ePay Account. Please note that the last 2 digits connote centavos.
      5. The amount you added will be reflected in your BPI ePay Account balance after 2 banking days.

*Your BPI ePay Account number is the mobile number you provided when you created your BPI ePay Account. EXAMPLE (09179728456)

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BPI ATM/EDM (Express Deposit Machine)
  1. Insert your BPI Express Teller card in the Card slot
  2. Select Pay Bills
  3. Select your account type (Savings or Current).
  4. Enter your 4-digit ATM card PIN.
  5. Enter the amount your wish to add to your BPI ePay Account.
  6. Enter the number key corresponding to BPI ePay Loading as show on the ATM screen.
  7. Press Continue when asked to enter validation data.
  8. Review the details shown on the screen, and press Correct if information is correct.
  9. The amount you added will be reflected to your BPI ePay Account balance after 2 banking days.
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BPI Express Online
  1. Log in at BPI Express Online.
  2. Go to Payments & Reloading > Bills Payment > Pay Bills TodayPay.
  3. Pay: BPI ePay Loading (ePay)
  4. Amount: Enter amount of money you want to add to your ePay Account.Note: You are required to pay a P20 fee* to add funds to your ePay account. This fee will be deducted from the amount you add. If you want to add P500 to your funds, the amount you need to add is P520. *The P20 fee for Adding Funds is FREE until August 31, 2016.
  5. From Account : Select account number of the deposit account you want as source of the added funds.
  6. Click Submit.
  7. The amount you added will be reflected in your BPI ePay Account balance after 2 banking days.
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