About BPI ePay Account

Sign up for a BPI ePay account to get a Virtual Card

Sign up

features

Features

  • No Physical card to be lost or stolen
  • Instantly available
  • Secure online shopping

requirements

Requirements

  • BPI accountholder
  • 10 years old and above
  • Mobile Number
  • Email address

benefits

Benefits

  • No Physical card to be lost or stolen
  • Instantly available
  • Secure online shopping

What is a BPI ePay account?

This is an online account that you add funds to using your BPI account. Think of it as a secure wallet for your online shopping money. The money in your BPI ePay Account funds your Virtual Card, which you can use to pay for online purchases.

what_is_bpi_epay
bpi_epay_wallet

What is a BPI ePay Virtual MasterCard?

This is a Virtual Card specifically made for online transactions. It has the 16-digit card number and other information you need to input when an online shop asks for card details like “card number” or “CVC”. There is no money stored in the Virtual Card–it uses the balance available in your BPI ePay account. Your Virtual Card has a dynamic 3-digit CVC that is only valid for one-time use. This adds an extra layer of security to your card.

How do the BPI ePay Account and Virtual Card work ?

The BPI ePay works on a prepaid basis. You can use your BPI account to add funds to your BPI ePay account, and then use your Virtual Card to pay for online purchases. The funds you add to your BPI ePay Account are stored securely, and the Virtual Card details (such as card number, name, and expiry date) are what you use to pay for online transactions.

virtual_card_work
who_can_get

Who can get a BPI ePay account?

All BPI account holders can open a BPI ePay account. A valid ID, mobile number, and personal email address will be required upon sign-up. There is no minimum income required, and you will not need to present any other documents.

How much does it cost?

Click here to view our pricing table which shows all the fees for BPI ePay.

what_it_costs
question_bpiepay

How do I get a BPI ePay account?

To sign up for your BPI ePay account, simply fill out an online application form. After submitting this form, you will receive an email with a link to verify your email address. When you create a BPI ePay account, you will automatically get a BPI Virtual MasterCard®. To sign up for a BPI ePay account, click here.

Do you have more questions?

Please visit our comprehensive FAQ page or email us at expressonline@bpi.com.ph.

more_questions

BPI Express Phone
  1. Dial 89-100 for Metro Manila, 1-800-188-89100 for domestic toll free calls (for PLDT subscribers) or +63-2-89-10000 for mobile phone users
  2. Press 1 for BPI Express Teller.
  3. Enter your 11-digit access number.
    1. Your 11-digit access number can be found on the font of your BPI ATM card:  BPIexpress-phone
  4. Enter your 4-digit Telephone ID number (TIN).
    1. If you don’t have an enrolled TIN, you will be requested to nominate a TIN and activate your TIN by going to the nearest BPI ATM
    2. From the ATM : Choose Special Service –> Activate Enrollment –> EPhone
  5. Press 3 for Bills Payment.
  6. Press 2 to Enroll Bills.
  7. Press the number indicating BPI ePay (A voice prompt will mention all bills payment merchants enrolled to your account) and key in your account number.*

*Your BPI ePay Account number is the mobile number you provided when you created your BPI ePay Account. EXAMPLE (09179728456)

×
BPI Express Online
  1. Log-in to your BPI Express Online account.
  2. Select Payments & Reloading > Bills Payment > Enroll all other BillsScreen Shot 2015-04-06 at 12.37.35 am
  3. Complete the form with the following information
    1. Your ATM number
    2. Joint Account Indicator (JAI) No. – this is a 2-digit number located at the lower right corner of your ATM card, right across your name.
    3. Company Name – Select BPI ePay from the drop-down tab.
    4. Reference Number – Input the mobile number that your provided when you created your BPI ePay Account.
    5. Screen Shot 2015-04-06 at 12.38.42 am
  4. Click Submit. You can now add funds to your ePay Account via BPI Express Online.
×
Bpi Mobile App
  1. Login using your BPI Express Online User ID and Password.
  2. Click Pay/Reload.
  3. Select Pay Bills from Deposit Account.
  4. Select your Deposit Account you wish to use as From Account.
  5. Select BPI ePay Loading as the Merchant.
  6. Enter the Amount you wish to add to your ePay Account and click Submit.
  7. The amount you added will be reflected to your BPI ePay Account balance after 2 banking days.
×
BPI Express Phone
  1. Dial 89-100 for Metro Manila, 1-800-188-89100 for domestic toll free calls (for PLDT subscribers) or +63-2-89-10000 for mobile phone users
  2. Press 1 for BPI Express Teller.
  3. Enter your 11-digit access number.
    1. Your 11-digit access number can be found on the font of your BPI ATM card:  BPIexpress-phone
  4. Enter your 4-digit Telephone ID number (TIN).
    1. If you don’t have an enrolled TIN, you will be requested to nominate a TIN and activate your TIN by going to the nearest BPI ATM
    2. From the ATM : Choose Special Service –> Activate Enrollment –> EPhone
      1. Press 3 for Bills Payment.
      2. Press 1 to Pay Bills.
      3. Press the number indicating BPI ePay Loading (A voice prompt will mention all bills payment merchants enrolled to your account).
      4. Enter the amount you wish to add your ePay Account. Please note that the last 2 digits connote centavos.
      5. The amount you added will be reflected in your BPI ePay Account balance after 2 banking days.

*Your BPI ePay Account number is the mobile number you provided when you created your BPI ePay Account. EXAMPLE (09179728456)

×
BPI ATM/EDM (Express Deposit Machine)
  1. Insert your BPI Express Teller card in the Card slot
  2. Select Pay Bills
  3. Select your account type (Savings or Current).
  4. Enter your 4-digit ATM card PIN.
  5. Enter the amount your wish to add to your BPI ePay Account.
  6. Enter the number key corresponding to BPI ePay Loading as show on the ATM screen.
  7. Press Continue when asked to enter validation data.
  8. Review the details shown on the screen, and press Correct if information is correct.
  9. The amount you added will be reflected to your BPI ePay Account balance after 2 banking days.
×
BPI Express Online
  1. Log in at BPI Express Online.
  2. Go to Payments & Reloading > Bills Payment > Pay Bills TodayPay.
  3. Pay: BPI ePay Loading (ePay)
  4. Amount: Enter amount of money you want to add to your ePay Account.Note: You are required to pay a P20 fee* to add funds to your ePay account. This fee will be deducted from the amount you add. If you want to add P500 to your funds, the amount you need to add is P520. *The P20 fee for Adding Funds is FREE until August 31, 2016.
  5. From Account : Select account number of the deposit account you want as source of the added funds.
  6. Click Submit.
  7. The amount you added will be reflected in your BPI ePay Account balance after 2 banking days.
×